Tax-Smart Planning for Families & Business Owners

Your CPA-led personal CFO, delivering tax-centered financial planning for every stage of family and business life.

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About Us

Kindled Planning is reimagining financial advice for the modern family. As your Personal CFO, we deliver integrated planning and tax strategy through a high-touch, technology-enabled experience. No commissions. No jargon. Just clarity, accountability, and the confidence to move forward, one smart decision at a time.

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Our Services

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Budget & Cash Flow Planning

Gain clarity on where your money goes each month. We’ll create a spending and savings plan that fits your goals without the spreadsheets or stress.

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Tax Strategy & Preparation

As CPAs, taxes are at the core of everything we do. From annual filings to proactive year-round planning, we help you keep more of what you earn.

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Retirement Education

We connect your savings, taxes, and goals teaching smart strategies for contributions, withdrawals, and tax-efficient income so you can plan with confidence.

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Education & College Planning

Whether saving for your child’s first tuition bill or balancing multiple goals, we’ll design a plan that makes education costs manageable.

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Insurance & Estate Guidance

Protect what matters most. We review your coverage and estate documents to ensure your family and business are secure.

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Small Business CFO Services

From tax prep to owner compensation strategy, we integrate your business and personal finances so they work seamlessly together.

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Equity Compensation Guidance

Stock options, RSUs, ESPPs, we simplify the fine print and build a tax-smart strategy so your hard-earned equity turns into lasting wealth.

Explore How We Can Help.

Ready to see how a personal CFO can simplify your financial life? Let’s start with a quick, no-pressure conversation to explore if Kindled Planning is the right fit for you.

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Mother working on laptop while holding young child — illustrating Kindled Planning’s family-centered, technology-enabled financial approach.

Our Approach

We act as your personal CFO, bringing the rigor of a CPA and the accessibility of a simple subscription. Our focus is tax-smart, integrated planning that connects every part of your financial life: family, business, and future. With flat-fee pricing and zero product sales, your goals always come first.

Individual CFO icon — financial planning for individuals preparing for business ownership or future goals.

Individual CFO: For individuals preparing for future family or business ownership

Family CFO icon — strategic financial management for high-income households with multiple goals.

Family CFO: For high-income households managing multiple goals

Small business CFO icon — integrated personal and business finance strategy for entrepreneurs and business owners.

Small Business CFO: For entrepreneurs and owners integrating personal + business finances

Person using a blue calculator and keyboard — representing financial clarity and Personal CFO services by Kindled Planning.

Featured Resource

What Is a Personal CFO, and Why They’re Possible Now

Feeling overwhelmed by money decisions, apps, and advice? This post explores what financial clarity actually feels like and how a Personal CFO helps busy families and business owners move from scattered to strategic with a clear, aligned plan.

Read Blog

Contact us.

Financial planning is personal, that’s why every relationship starts with a conversation. Reach out today to see how Kindled Planning can support your goals, your family, and your peace of mind.

Email:
info@kindledplanning.com

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