When Your Financial Life Outgrows One Category.
Equity compensation is usually just the starting point. Many of my clients also have a business, a rental portfolio, or a financial life that doesn't fit in one box. I plan for it all as one connected picture.
The Same Proactive Approach. Applied to the Rest of Your Financial Life.
Kindled Planning was built for complexity. Not just equity comp complexity, the kind that compounds when your income comes from multiple directions at once. The clients on this page have built businesses, acquired properties, or simply reached a point where a generalist CPA is no longer enough.
What you'll find here is the same philosophy I bring to equity earners: proactive strategy, integrated planning, and a CPA who acts as your Personal CFO, not a seasonal filing service.
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The Equity Earner With More Going On
You're already an equity comp client, or you're here because your financial life includes equity plus something else, a side business, rental property, or a second income stream that's starting to matter.
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The Business Owner
You own or co-own a business and you've outgrown reactive tax filing. You want someone who understands entity structure, S-Corp elections, salary vs. distribution decisions, and year-end planning, not just someone who prepares your return.
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The Real Estate Investor
You own one or more properties and you're starting to think seriously about the tax strategy layer. Cost segregation, depreciation schedules, 1031 exchanges, passive income optimization, this is your section.
How We Partner
The Same Framework Tailored to Your Situation.
Across every client relationship, equity earner, business owner, or real estate investor, I use the same three-tier model. The names are consistent. What's included reflects the specific complexity you bring.
Filing
Your returns prepared and explained, with a personalized video walkthrough. The right fit when your scope is clear and you handle the planning yourself.
Guidance
Everything in Filing, plus three points in the year where we actually plan. Your Opening Review lands in the first 30 days: what your last return shows, what I'd change starting now, and what each change is worth. A mid-year working session covering your business and your personal side together, while the levers are still open. And a Q4 projection before year end. Plus quarterly estimates, coordination with your bookkeeper, and me on message all year. This is where most of my clients belong, and where most of them stay.
Strategy
Everything in Guidance, managed quarterly instead of annually. I rebuild your projection every quarter, so your estimated payments track the year you're actually having rather than a formula based on last year. Equipment timing, retirement funding, and entity decisions get revisited while you can still act on them. Built for a year when income is moving or your structure is changing.
What We Help With.
Most of what I do falls into these areas: tax planning, business consulting, CFO-level advisory, and the compliance work that underpins all of it. The six areas below reflect where my clients most often need support.
You'll notice bookkeeping isn't on that list. That's on purpose. Everything I do sits on top of your books, so this works best when they're already in good hands. I'll tell you and your bookkeeper exactly what needs fixing, but I don't record transactions or reconcile accounts. Don't have a bookkeeper? I partner with a few who run their own practices, so you get a CPA and a bookkeeper who already work together.
Need filing only this season?
Complex Lives Need a Clear Path Forward.
Whether you're running a business alongside your equity comp, building a real estate portfolio, or navigating a financial life that simply has a lot of moving parts, start with a Discovery Call. I'll map the complexity, identify where the opportunities are, and tell you exactly how I'd approach it.